Welcome to the Assessment Center

“The Unexamined Decision Isn’t Worth Making.”

We use a lot of brain power and software power to offer you a number of different guided and self-assessments.  Assessments are integral as a first step in your retirement planning journey, whether you’re working on your own or with Retirement Solved. Assessments give you a benchmark for your starting point and identify major issues and gaps in your financial plan. All of our assessments are very enlightening and we encourage you to reach out to a RetireMentor with any questions you may have.

You can use the results of your Assessments to:

  1. Partner with us and follow our Retirement Solved Approach to build and implement your retirement plan.
  2. Use the results on your own or with your existing advisor.
  3. Hold on to the results until you’re ready to start taking action.

Retirement Solved Readiness Software

In Step 1 of our approach, you’ll use our Retirement Solved Readiness software to identify your blind spots and find out if you’re ready for retirement.  The tool will highlight your deficiencies and gaps in your retirement finances, as well as your retirement knowledge. You’ll then use the data from the tool to proceed through the other 2 steps of the process. As you get educated, strategize, plan and implement with affiliated retirement experts you can circle back to the tool to see how your deficiencies have become efficiencies. The tool will be yours to use to track your financial and retirement progress.

Complimentary “Am I Ready for Retirement?” Discovery & Assessment

In addition to the fee-based Assessments below, licensed, affiliated retirement planners offer an initial complimentary “Am I Ready for Retirement?” Discovery & Assessment.  In this session, he/she will review your current situation and give you some suggestions for any improvements. It’s a great opportunity to understand your advisor’s philosophies, strategies and approach, as well as the advisor you’d be working with. It’s a great “2nd opinion” if you’re already working with another advisor.

Also included is Retirement Efficiency Analysis (REA). This data-driven snap shot of your current retirement situation helps your advisor assess where you are and areas that can improve your retirement outcome. Affiliated planners use one of the industry’s most powerful retirement planning software systems to help them in this initial discovery. The software gives you valuable insight to make educated and calculated decisions about your retirement and your retirement income.

This is also a great exercise for you (and your spouse) to go through to benchmark your situation, begin the retirement conversation and as a basis for your retirement plan.

Sample Fee-Based Assessments Offered by Licensed, Affiliated Planners

Retirement Income Projection Analysis

Request assessment here

Includes:

  • Income Needs & Expense Management
  • Income Optimization
  • Portfolio Re-Allocation
  • Tax Efficiency Calculation
  • Social Security Maximization
  • Income Withdrawal

Portfolio Assessment

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Includes:

  • Review of your current portfolio
  • Portfolio results vs. industry benchmarks
  • Fee analysis (are you paying too much)
  • Re-allocation suggestions based on your situation

Tax Efficiency Assessment

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Includes:

  • Tax effect of portfolio withdrawals
  • Social Security & Medicare taxes
  • Roth conversion & taxes
  • 401k withdrawal strategy

Social Security Maximization

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Includes:

  • Comparison of claiming strategies
  • Comparison of timing strategies
  • Benefits estimator
  • Tax predictor and spend down analysis

401k Assessment

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Includes:

  • Review of your current 401k plan
  • Are you putting enough away?
  • Review of investment options
  • Review investment allocations
  • Re-allocation as necessary
  • Withdrawal strategy/tax effect

Long Term Care/Life Insurance Assessment

Request assessment here

Includes:

  • Analysis of current life insurance/LTC
  • Needs determination
  • Funding options

Medicare Assessment

Request assessment here

Includes:

  • Review of Medicare options
  • Medicare Supplement, Medicare Advantage and Medicare Part D Prescription Drug plans
  • Needs assessment
  • Cost of plans comparison