No More Workin’ Like a Dog Blog

Health

How to Deal with Healthcare Costs in Retirement

Regardless of the number…whether it’s $250,000 or $400,000 for healthcare (plus long term care), there’s several strategies that pre-retirees and retirees can implement to help cover the costs. Let’s take a look at Medicare and Medicaid first. Medicare certainly can help, but only covers 51% of costs on average. Also, Medicare covers short-term services for […]

Investment News: Medicare and the High Cost of Prescription Drugs

Below is an article from Investment News titled “Medicare and the High Cost of Prescription Drugs”, written by Mary Beth Franklin. There is no annual limit on out-of-pocket costs under Medicare Part D Howard Sorkin, a financial adviser in Chicago, is on a mission to educate clients and other advisers about the high cost of prescription drugs […]

Mini-Fasting for Fat Loss

Intermittent fasting (IF) is a fascinating topic, in my opinion.  Most people seem to have an opinion on it, which vary from IF being a fantastic fat loss strategy to the worst possible thing you could do.  Well, there is a new study that just came out which examined the impact of mini-fasting, which is […]

Woman Need to Stop Fearing Heavy Weights

A new study from the Journal of Strength and Conditioning Research suggests that women need to get over their fear of heavy weights, if they truly care about getting results, and now we have a very recent study to prove it. Unfortunately, despite myriad science-based articles and practical real-life results, many women still believe that […]

Health Watch: Focus on Tumeric

Ahh Retirement!  The golden years, the time to do what your job may have kept you from enjoying, as you were commuting to a 9-5 and working on someone else’s schedule.  But this all changes in retirement, you are your own boss and you decide what is on each day’s agenda!  But one thing that […]

Wealth

Can life insurance help pay for college?

Do you have an old permanent life insurance policy that has accumulated cash value? Having an unused life insurance policy isn’t a bad thing. It’s certainly better than the alternative.   However, your needs today may not be the same as they were when you purchased the policy. You may have purchased your life insurance […]

Do you know about these 4 sources of retirement income?

What’s your biggest retirement fear? If it’s running out of income in retirement, you’re not alone. According to a recent study from Transamerica, the number one fear for Baby Boomers is outliving their assets and running out of income.1 Boomers aren’t alone. Generation X is also projected to be far behind on their retirement savings, […]

Is it time for an economic recovery?

The first half of 2020 has been a rollercoaster ride. The COVID-19 pandemic completely altered our way of life and threw the economy into a tailspin. Most states have started the reopening process, but there is still significant uncertainty about the long-term impact of coronavirus and how long the pandemic will continue.   Federal Reserve […]

What’s Next for a COVID-19 Economy?

The economic fallout from the coronavirus pandemic continues, even as states start to reopen restaurants, retail stores, and other businesses. The crisis brought an end to the bull market that started in 2009 and threatens to usher in a recession.1   What does the future hold for the stock market and the economy? When will […]

Is it more difficult to get life insurance now?

The coronavirus pandemic is impacting every corner of American life and most sectors of the economy. For the life insurance industry, the pandemic presents a two-sided threat. In many cases the fallout is being passed onto potential life insurance buyers.   The risks for life insurance companies are twofold. On one hand, the epidemic presents […]

Happiness

How to Host a Family Dinner with Zoom

Welcome to 2020 and the Coronavirus that has forced most of us to practice social distancing…a term that I’m sure relatively few people ever used before a few weeks ago. Another term many of us probably have never heard before is Zoom. If you were born in the mid-60s, Zoom may bring up memories of […]

How to Live with Few Regrets

A note from our editor, Lynn Toomey: I was driving with one of my twin daughters the other day and the subject of retirement came up (as it often does in our household) and I was telling her that I’m starting to see people my age (50 plus) starting to retire. I explained that it’s […]

Is Aging the Secret to Happiness?

I’ve always wondered if older people become happier. My mother is 83 and really happy, but then again she’s always been happy. It would be kind of cool to know that even though we age, get wrinkly and our bodies starting hurting, we become happier. In this article we found on: https://www.verywellmind.com/aging-the-secret-to-happiness-2224100, we find out. Happiness […]